• Unlocking the Mystery: Understanding Different Types of Mortgages

    Unlocking the Mystery: Understanding Different Types of Mortgages,Susan Gardner

    Hey there! Let's dive into the world of mortgages together. Now, I know the thought of figuring out mortgages might make you want to hit the snooze button, but hear me out. Understanding the different types of mortgages isn't just about crossing an item off your adulting checklist—it's about unlocki

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  • What Credit Score Do You Need to Qualify for a Mortgage?

    What Credit Score Do You Need to Qualify for a Mortgage?,Susan Gardner

    Credit Score While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so you can to become a homeow

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  • Home Owners Insurance: Selecting the Right Coverage

    Home Owners Insurance: Selecting the Right Coverage,Susan Gardner

    When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy to be in force prior to funding the loan. Make sure you have enough coverage, should anything happen. Policies refer to "replacement costs" that may not cover everything. You should ask

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  • Finding the Best Financing Deal

    Finding the Best Financing Deal,Susan Gardner

    Finding the right home for you is your primary goal, but enjoying it with a lower payment and better mortgage terms is a very important secondary goal. I've worked with many lenders over the years, and here are a couple of things to keep in mind when beginning the process. There are several common

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