Buyers

November 20, 2019

HOA’s – the Pros and Cons

What is an HOA? Let’s begin by defining what a Home Owners Association (HOA) is.  It’s an organization founded by a real estate developer in order to manage a community of houses, townhouses or condominiums. An HOA is given the authority to enforce the covenants, conditions, and restrictions as well […]
October 29, 2019

What Credit Score To You Need to Qualify for a Mortgage?

Credit Score While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so you can to […]
October 22, 2019

What Not to Do as a New Home Owner

You’ve bought the new home, congratulations!  But in all your excitement, are you missing something? Now that you’re a bonafide homeowner are there things you should know that you don’t?  Probably. Here are six mistakes new homeowners often make, and why they’re critically important to avoid. #1 Not Knowing Where […]
September 12, 2019
Market Update

August Monthly Market Update

Your August Monthly Market Update will give you a snapshot of what’s going on in the real estate market as well as what the experts expect in the coming months.  First, we’ll review home pricing.  Then we’ll address the talk about a coming recession.  Lastly, we’ll discuss the housing affordability. […]
September 6, 2019
Property Tax

How Property Taxes Impact Your Mortgage Payment

How Property Taxes Affect Your Payment When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes? When applying for a mortgage, you’ll see one of two acronyms in your […]
August 14, 2019

Home Equity Increase Projections for the Next Five Years – Don’t Miss Out

Often we look back and say, “I wish I would have …”  This is particularly true of homeownership when we hear of someone who purchased a home years ago for what now seems like a ridiculously low price.   At the time it didn’t seem like a “ridiculously low price”.   So […]
July 24, 2019

Know What to Expect at Your Home Inspection

Know What to Expect at Your Home Inspection So you made an offer and it was accepted. Now, the next task is to have the home inspected prior to closing.  A contract should always be contingent on an acceptable home inspection. This contingency allows you to ask the sellers to […]
July 11, 2019
dream home

Starting the Search for Your Dream Home? Here Are 5 Tips!

In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. In a realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps that first-time homebuyers can take to […]
June 12, 2019

The Feeling You Get from Owning Your Own Home

What Does Owning Your Own Home Mean to You? We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. The concept and feeling of home can mean different things to different people. […]