Buyer Tips

Buyer Tips

  • Closing Costs – What Are They and How Much?
    Saving for a down payment is a key step in the homebuying process, but it’s not the only piece you need to include in your budget. Another factor that’s important to plan for is the closing costs required to obtain a mortgage. What Are Closing Costs? According to Trulia, When […]
  • Property Tax
    How Property Taxes Impact Your Mortgage Payment
    How Property Taxes Affect Your Payment When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes? When applying for a mortgage, you’ll see one of two acronyms in your […]
  • Know What to Expect at Your Home Inspection
    Know What to Expect at Your Home Inspection So you made an offer and it was accepted. Now, the next task is to have the home inspected prior to closing.  A contract should always be contingent on an acceptable home inspection. This contingency allows you to ask the sellers to […]
  • dream home
    Starting the Search for Your Dream Home? Here Are 5 Tips!
    In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. In a realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps that first-time homebuyers can take to […]
  • Home Buying Myths – Debunked
    Do you believe home purchase is out of your reach?  Do you feel overwhelmed just thinking about it?  Don’t let these home buying myths overwhelm you.  They’re not even true! Let’s demystify some of the most common myths about purchasing. Myth #1:  My Credit Score Isn’t Perfect Fact:  As of […]
  • An Overview of the Home Buying Process
    Buying a home is an adventure!  If you’re a new home buyer the adventure can be exciting but also a little scary.  You may even be wondering what you don’t know that you should.  Many buyers start out on the internet looking at homes for sale and dreaming.  I recommend […]
  • Cheat Sheet of Real Estate Terms
    Whether you are an aspiring realtor or someone about to do a real estate transaction, understanding real estate lingo can make it a lot easier. Here are some important real estate terms with their meanings for an easy cheat sheet.  Mortgage – The most popular term in real estate industry, it refers to the […]
  • Being a Buyer in a Sellers Market
    Buying a home in a seller’s market can be frustrating, especially if you’re not aware of the market conditions, find your dream house, and lose it because you were not prepared. Markets change constantly. They vary city to city and even neighborhood to neighborhood but one thing is consistent lately […]
  • How to Make a Strong Offer
    Here are some important tips to be ready to make a strong offer when you find the house you really want: Be a Pre-Approved Buyer:A pre-approved buyer always has the advantage in an offer situation. Becoming pre-approved is very easy: you complete your loan application with a credit check prior […]
  • Five Plumbing Inspection Tips
    While purchasing a new home is exciting, you want to be sure you know what you’re buying.  Plumbing can be one of the most costly home repair expenses so it’s important to know the condition of your plumbing before purchasing.  Overlooked plumbing problems can result in flooding and leaks and […]
  • Home Siding Considerations
    When you are checking out homes, there are several items in our market you need to be aware of – including siding.  In the lowcountry, vinyl, wood, brick and cement board are the most common types of siding.   There are advantages and disadvantages to all of them.  Stucco is […]
  • Preparing to Negotiate
    Once you’ve identified the house you want to make a home, the next important step is getting it at the very best price with the very best terms. It’s easy to over simplify negotiations to just about price, but there are so many other things that come into play to […]
  • Finding the Best Financing Deal
    Finding the right home for you is your primary goal, but enjoying it with a lower payment and better mortgage terms is a very important secondary goal. I’ve worked with many lenders over the years, and here are a couple of things to keep in mind when beginning the process. […]
  • Choosing the Best Windows
    Single pane, double pane, thermo pane, triple pane windows, plain glass, leaded glass, low “e” glass, wired glass, and tempered glass, too. WOW – There’s a lot to know! Some children have been known to shatter a window or two. Tempered glass can prevent this.  Tempered glass is about three […]
  • What You Need to Know about Home Insulation
    The most important thing to be aware of with insulation, other than the safety issues of urea formaldehyde and asbestos (covered elsewhere), is the R value, or the insulating factor. The higher the number, the better the insulator. Don’t be too shocked if the insulation in the 15 year old […]
  • The Different Types of Home Heating Sources
    Heating and cooling systems are some of the most important investments you’ll ever make in your home. Heating and cooling accounts for 44% of your home’s energy use. Various systems include electric, gas, propane, oil, and even wood-fired. The method of distribution can be forced air, under floor pipes, baseboard, […]
  • Home Owners Insurance: Selecting the Right Coverage
    When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy be in force prior to funding the loan. Make sure you have enough coverage, should anything happen. Policies refer to “replacement costs” that may not cover everything. You should ask your […]